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Buying a house? Bank loan is your best bet

Hariprasad Nair, a sales representative with a reputed multinational company, has saved enough money to buy a small house in a suburb of Mumbai. However, he has decided to take a bank loan to fund a part of his purchase. "The 1-BHK house I want to buy costs around Rs 15 lakh. Though I can arrange for the money through my savings and by borrowing from friends, I prefer to take a loan worth Rs 5-6 lakh," says the 36-year-old.

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