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Points to keep in mind when taking home loan

Thanks to the RBI's downward revision of policy rates by 50 basis points and nudge from the government, several banks have reduced their lending rates. Consequently, home loans have become cheaper, which may prompt home-seekers to start looking for a house of their dreams. Similarly, it is time for existing home loan borrowers to review their strategy and tweak it, if required. Here are a few points you need to bear in mind at the time of taking a fresh loan or evaluating your existing loan structure:

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